Here’s why the most successful property investors start with a specialist mortgage broker

For Australians looking to build long-term wealth, property remains one of the most reliable and attractive investment vehicles. But while many focus on location, yields, and growth potential, seasoned investors know the real engine room of success lies in financing real estate with a specialist broker.

According to investment property finance expert Eva Loisance, Principal at Finni Mortgages, structuring your finance effectively is the single most important step in building a successful portfolio.

Why finance matters more than the property

“Finance is the framework that builds success,” Loisance said. “Regardless of which assets you want to invest in, your borrowing capacity and capital structure are the factors that determine whether you succeed or stall.”

Most focused long-term investors put significant funds into their first purchase. But after that, growth typically comes not from dipping back into savings, but from understanding how to leverage equity, refinance smartly, and redeploy capital into new opportunities.

The power of regular portfolio reviews

Successful investors treat finance as a dynamic tool, not a static one. That’s why Finni works with clients on an ongoing basis, constantly reviewing their position and uncovering new opportunities.

“They understand that a regular review of their portfolio maximises their opportunities to grow,” Loisance explained. “It may be as simple as running desktop valuations to see where there is potential equity to leverage, or looking for ways to reduce repayments and improve serviceability.”

With property valuations shifting alongside the market, regular reviews ensure investors know exactly where they stand and can act quickly when opportunities arise.

Building multimillion-dollar portfolios

Finni’s client base ranges from first-time investors to those managing portfolios valued at $20 million and more. What unites them is a recognition that smart finance, not just property selection, is the lever that drives growth.

“The most successful investors rarely contribute new funds beyond their first purchase,” Loisance said. “They’ve mastered leverage. They know when to release capital from their portfolio, when to expand, and when to sit tight.”

This approach allows investors to grow strategically, compounding returns while keeping their own capital working hard.

Why Finni?

Unlike generalist brokers, Finni is built around investment finance. Its team of specialist brokers draw on backgrounds in accounting, credit, and law to provide technical insight as well as practical lending expertise.

“It doesn’t matter if you’re just getting started, you’ve bought your home and now want to expand, or you already have a few properties and are ready for the next step,” Loisance said. “Our brokers are investment specialists, they are the best finance professionals in the business.”

The first step to long-term wealth

Whether you’re an aspiring investor or already managing a portfolio, the smartest move you can make is to review your position with a specialist investment mortgage broker.

A professional review of your property portfolio, principal place of residence, and investment objectives will reveal opportunities to unlock equity, improve your finance structure, and fuel growth.

Book a consultation with Finni today to discover how the finance strategies that power Australia’s most successful property investors could help your investment journey